Conventional task-level evaluation asks whether a robot policy completes a specified action, but can miss failures that emerge only during physical human contact. This limitation is critical in contact-rich assistive tasks, where meaningful evaluation requires a physically responsive human, interaction-quality assessment beyond task success, and a leak-free observer-scorer protocol. We introduce a physics-consistent benchmark for contact-rich human-robot interaction, instantiated in robot-assisted bathing. The benchmark combines a deformable, passively responding human, physics-aware scores alongside task-level success, and a frozen vision-only / scorer-only evaluation protocol. To establish physical validity, region-wise simulated responses are calibrated against force-indentation measurements from Franka impedance pushes on a medical-care manikin. Under a frozen T1-T7 protocol with 140 runs per method, an LLM-augmented state machine (State Machine) achieves 72.9% task success but drops to 56.4% after correct-region and force-safety screening; VoxPoser produces lighter and more stable contact but completes only 27.9% of trials; and zero-shot pi0.5 achieves 0.7% task success with no correct-region or safety-gated successes. These results show that task completion alone does not imply physically valid contact and motivate physics-aware screening before deployment of contact-rich assistive robot policies.

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