This article discusses the implementation of programmable money on DLT-based CBDCs. After briefly introducing what programmable money is, we enumerate some initiatives worldwide and discuss the critical steps for implementation. We look at the challenges from the Computer Science perspective. Four aspects were analyzed: architectural design, security, scalability, and energy consumption.

翻译：本文讨论了基于分布式账本技术的央行数字货币中可编程货币的实现。在简要介绍可编程货币的概念后，我们列举了全球范围内的一些相关举措，并讨论了实现的关键步骤。我们从计算机科学的角度审视了面临的挑战，分析了四个方面：架构设计、安全性、可扩展性以及能源消耗。