Vision foundation models have recently advanced multi-modal salient object detection (MSOD) through parameter-efficient tuning and prompt learning. However, existing Segment Anything Model (SAM)-adapted MSOD methods often rely on dual-stream encoders or auxiliary prompt generators, leading to redundant computation. Although a single-stream alternative can reduce this cost, early fusion may also propagate noisy or misaligned auxiliary high-frequency cues through the backbone. In this paper, we propose a novel single-stream framework that integrates reliability-calibrated frequency adaptation into the adopted SAM backbone for MSOD. It avoids duplicated foundation backbones while explicitly controlling auxiliary frequency injection. Specifically, we design a mixture of frequency experts module, which uses the stationary wavelet transform to decompose each modality and aggregate cross-modal frequency information. We further introduce a reliability-calibrated frequency adapter with a dual-gate calibration mechanism, which selectively propagates the calibrated residual across transformer stages while jointly controlling its injection strength and cross-modal reliability. A hypernetwork-guided semantic-structural decoder then combines semantic mask features from the adopted backbone with Mamba-based structural detail recovery. Comprehensive experiments on RGB-D, RGB-T, and RGB-NIR salient object detection benchmarks validate that the proposed framework achieves competitive performance with only 12.20M trainable parameters, accounting for 5.4\% of the total parameters. The code will be available at https://github.com/xuboyue1999/SSSAM.

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