An agentic AI driver-assistance framework that integrates perception, compliance reasoning, vehicle-state interpretation, and safety arbitration into a modular and auditable pipeline. The architecture, referred to as DriveMCP, incorporates a sensor-like perception stack alongside DriveLM as the vision-language front end to generate a graph-structured scene understanding (Graph Visual Question Answering) and language-grounded driving information. Key compliance elements in world_state, including posted speed limits and jurisdiction cues, are derived from DriveLM outputs through a structured parsing layer rather than being injected as simulator ground truth. A stateful orchestration layer coordinates specialized experts exposed as Model Context Protocol (MCP) servers: (i) a Rules server that performs retrieval-augmented compliance reasoning over jurisdiction-specific traffic codes and sign conventions, (ii) a Weather server that estimates traction risk and contextual speed advisories, and (iii) an MCP-CAN server that surfaces Controller Area Network (CAN)/On-Board Diagnostics (OBD) telemetry and diagnostic context for health-aware risk shaping. These outputs are fused to generate a structured decision that prompts a recommended course of action. The outcome is then further filtered by a Responsibility-Sensitive Safety (RSS)-inspired guardrail that arbitrates speak versus act decisions under bounded online adaptation. In CARLA simulation across multilingual, cross-border, and dynamic speed-limit scenarios, DriveMCP reduces traffic infractions and overspeed relative to the VLM-Direct, VLM-Direct+RAG, and VLM-Tools-NoArbiter baselines, while improving hazard response time and maintaining sub-second advisory latency.

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