Multimodal Transformers often produce predictions without clarifying how different modalities jointly support a decision. Most existing multimodal explainable AI (MXAI) methods extend unimodal saliency to multimodal backbones, highlighting important tokens or patches within each modality, but they rarely pinpoint which cross-modal feature pairs provide complementary evidence (synergy) or serve as reliable backups (redundancy). We present Feature-level I2MoE (FL-I2MoE), a structured Mixture-of-Experts layer that operates directly on token/patch sequences from frozen pretrained encoders and explicitly separates unique, synergistic, and redundant evidence at the feature level. We further develop an expert-wise explanation pipeline that combines attribution with top-K% masking to assess faithfulness, and we introduce Monte Carlo interaction probes to quantify pairwise behavior: the Shapley Interaction Index (SII) to score synergistic pairs and a redundancy-gap score to capture substitutable (redundant) pairs. Across three benchmarks (MMIMDb, ENRICO, and MMHS150K), FL-I2MoE yields more interactionspecific and concentrated importance patterns than a dense Transformer with the same encoders. Finally, pair-level masking shows that removing pairs ranked by SII or redundancy-gap degrades performance more than masking randomly chosen pairs under the same budget, supporting that the identified interactions are causally relevant. Code is available at https://github.com/dut0817/FL-I2MoE.

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