Traffic Anomaly Understanding (TAU) requires models and systems to detect, reason about, and explain anomalous events in transportation videos. To address this challenge, we propose TAU-Agent, an agentic retrieval-augmented framework for traffic anomaly understanding. Given a task query, a central retrieval agent orchestrates two visual perception tools, namely a Video Captioning Tool and an Open-Vocabulary Tracking Tool, to retrieve and select query-relevant evidence, including captions, temporal intervals, and object trajectories. The selected evidence, together with sampled video frames and the input query, is provided to a supervised fine-tuned vision-language model for final reasoning and answer generation. We evaluate TAU-Agent on both the in-domain and the out-of-domain benchmarks from the AI City Challenge 2026. TAU-Agent achieves scores of 0.6779 on Track 3, 0.3998 on Track 7, and 67.9275 on Track 8, ranking second, twelfth, and fifth, respectively. Code is available at: https://github.com/siri-rouser/TAU-Agent.

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