Nowadays, people heavily rely on the Internet for various activities, such as e-commerce (e.g., online shopping) and online banking. While online transactions are practical, they also provide scammers with a new way to exploit unsuspecting individuals. This study and investigation utilized data from ChaladOhn, a website designed and developed by academics and policemen. The data covered the period from February 2022 to January 2023. After analyzing and investigating, the results reveal that the total losses amounted to over 3,100 million Thai Baht, with each case incurring losses of less than 10 million. Furthermore, the investigation discovered the involvement of the top two banks in the market, KB*** and BB*, in the fraud. These banks accounted for: 1) 28.2% and 16.0% of the total number of scam accounts, 2) 25.6% and 20.5% of the total transactions, and 3) 35.7% and 14.9% of the total losses from the victims as recorded in the database, respectively. Considering the anticipated deterioration of this issue, it is crucial to inform regulators and relevant organizations about the investigation's findings. This will enable the development, suggestion, and implementation of an efficient solution to address the rapidly increasing number of online scam cases.

翻译：当前，人们严重依赖互联网进行各类活动，例如电子商务（如网购）和在线银行服务。尽管在线交易便捷实用，但也为诈骗分子利用不设防个体提供了新途径。本研究与调查采用了由学者与警察共同设计开发的ChaladOhn网站数据，时间跨度为2022年2月至2023年1月。经过分析与调查，结果显示总损失金额超过31亿泰铢，单起案件损失均小于1000万泰铢。此外，调查发现市场占有率前两位的银行KB***与BB*涉及此类欺诈行为。这些银行分别占：1）诈骗账户总数的28.2%与16.0%；2）总交易笔数的25.6%与20.5%；3）数据库记录中受害者总损失的35.7%与14.9%。鉴于该问题预计将持续恶化，向监管机构及相关组织通报调查结果至关重要。这将有助于制定、建议并实施有效方案，以应对快速增长的网络诈骗案件。