Referring segmentation in overhead imagery is inherently relational: a query may ask for the buildings north of the road or the pond closest to a residential area, so the correct referent can contain one object, several objects, or none. Existing benchmarks mainly score mask overlap, which cannot verify whether a model actually resolved the stated spatial relation. We introduce GeoRefer-Bench, a benchmark for verifiable geospatial referring segmentation. Each query is represented by an executable logical form over a metric scene graph, and predictions are evaluated with Exact Query Success (EQS), which is satisfied only when the returned instance set exactly matches the set denoted by the query. GeoRefer-Bench contains 700 whole 2048x2048 UAV scenes (2.94 Gpx) at 12.5 and 25 cm ground sampling distance, 26,217 instances, 142,796 spatial relations, and 20,916 executable queries spanning five reasoning levels. It further includes three paraphrases per query, 24.0% unanswerable queries, 2,477 counterfactual pairs, and five leakage-controlled evaluation splits. An independent audit re-derives object geometry, mask ownership, relation values, query execution, and split provenance, finding zero issues across all 700 scenes. Relation-blind strategies can retain non-trivial mIoU while achieving at most 22.7 EQS overall, showing that overlap alone does not certify relational grounding. Across fifteen current models, the strongest reaches 74.1 EQS but drops from 98.9 at level 1 to 60.5 at level 5, while ten models score below 5 EQS on two-hop queries. GeoRefer-Bench turns geospatial referring segmentation from mask matching into verifiable reference resolution.

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