Decoding visual experience from non-invasive brain activity is central to neuroscience and brain-computer interfaces. Functional magnetic resonance imaging (fMRI) offers fine spatial detail, but its slow hemodynamics and burdensome acquisition limit temporally resolved decoding. Electroencephalography (EEG) and magnetoencephalography (MEG) provide millisecond resolution, making image retrieval compelling: identify the viewed image from neural responses and a fixed candidate bank. Contrastive alignment to pretrained visual representations enables zero-shot retrieval from EEG and MEG, but most systems collapse heterogeneous visual supervision into a single embedding before ranking. This early consolidation imposes one similarity geometry on every candidate order and removes encoder-specific disagreements from the final ranking. We propose CORTIVA, a candidate-score fusion method that retains this complementary evidence. Three decoding routes are aligned to heterogeneous visual targets, score the same indexed candidates independently, and combine only their temperature-scaled score vectors before ranking. On the 200-way THINGS-EEG2 benchmark, CORTIVA reaches 73.5% Top-1 and 95.3% Top-5 across ten participants, exceeding the strongest reported baseline by 10.3 and 5.4 percentage points. With a modality-specific neural encoder, the same fusion principle reaches 42.4% Top-1 on THINGS-MEG. Matched route-removal retraining and four weight controls show that the gain comes from combining complementary route scores and persists under uniform weighting, without depending on a specialized weighting rule. Analyses in an independent DINOv2 space recover the same local error-neighborhood enrichment and posterior neural-visual correspondence. These results support candidate-score fusion as a simple, testable alternative to embedding-level consolidation for neural image retrieval.

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