Multi-hop question answering (QA) requires reasoning across multiple documents, yet existing retrieval-augmented generation (RAG) approaches address this either through graph-based methods requiring additional online processing or iterative multi-step reasoning. We present IndexRAG, a novel approach that shifts cross-document reasoning from online inference to offline indexing. IndexRAG identifies bridge entities shared across documents and generates bridging facts as independently retrievable units, requiring no additional training or fine-tuning. Experiments on three widely-used multi-hop QA benchmarks (HotpotQA, 2WikiMultiHopQA, MuSiQue) show that IndexRAG improves F1 over Naive RAG by 4.6 points on average, while requiring only single-pass retrieval and a single LLM call at inference time. When combined with IRCoT, IndexRAG achieves the best average performance among all evaluated methods, including graph-based baselines such as HippoRAG2 and FastGraphRAG, while relying on a flat vector index. Our code is available at https://github.com/Continuum-AI-Corp/IndexRAG .

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