Artificial Intelligence (AI) is rapidly gaining popularity as individuals, groups, and organizations discover and apply its expanding capabilities. Generative AI creates or alters various content types including text, image, audio, and video that are realistic and challenging to identify as AI-generated constructs. However, guardrails preventing malicious use of AI are easily bypassed. Numerous indications suggest that scammers are already using AI to enhance already successful scams, improving scam effectiveness, speed and credibility, while reducing detectability of scams that target older adults, who are known to be slow to adopt new technologies. Through hypothetical cases analysis of two leading scams, the tech support scams and the romance scams, this paper explores the future of AI in scams affecting older adults by identifying current vulnerabilities and recommending updated defensive measures focusing the establishment of a reliable support network offering elevated support to increase confidence and ability to defend against AI-enhanced scams.

翻译：人工智能（AI）因其不断扩展的能力而被个人、团体和组织发现并广泛应用，正迅速普及。生成式AI能够创建或修改包括文本、图像、音频和视频在内的各类内容，这些内容逼真且难以被识别为AI生成产物。然而，防止AI恶意使用的防护措施极易被绕过。大量迹象表明，诈骗者已在利用AI增强现有成功骗局，提高诈骗的有效性、速度和可信度，同时降低针对老年人的诈骗可检测性——众所周知，老年群体对新技术的接受速度较慢。本文通过对技术支持诈骗和情感诈骗这两类主要骗局进行假设案例分析，识别当前存在的脆弱性，并建议更新的防御措施，重点在于建立一个可靠的、提供升级支持的支持网络，以增强老年人抵御AI增强诈骗的信心与能力，从而探讨了AI在影响老年人的诈骗活动中的未来发展趋势。