Detecting hallucinations in clinical text is increasingly framed as an explainability problem: systems should not merely flag an unreliable response but point to the offending span. Architectures built around knowledge-graph (KG) triple decomposition are marketed for exactly this auditability, yet their localization ability is typically assumed rather than measured. We introduce MedHal-Loc, a benchmark and metric for localization faithfulness -- whether a detector's top-ranked error unit actually overlaps the erroneous span. The controlled subset comprises 300 PubMedQA-derived statements with single, span-level errors injected across four localizable types (entity substitution, relation error, mechanism misattribution, invention), yielding gold spans by construction; a complementary natural subset documents that real hallucinations are dominated by diffuse conclusion-flips that resist span localization (a human expert accepted 1/18 candidate spans). Evaluating four fine-grained paradigms, we find that NLI-per-clause, consistency-per-sentence, and the dedicated span detector FAVA all localize well above chance, whereas an elaborate KG-triple pipeline localizes no better than chance (+3.3pp, n.s.), bottlenecked by ~59% entity-extraction coverage -- despite competitive detection F1 (0.609). Detection competence does not imply faithful localization; architectural explainability must be validated, not presumed.

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