The adoption of the Pao Tang digital wallet in Thailand, promoted under the Khon la Krueng (50-50 Co-Payment) Scheme, illustrates Thailand's receptiveness to digital financial instruments, amassing over 40 million users in just three years during the COVID-19 social distancing era. Nevertheless, acceptance of this platform does not confirm a broad understanding of cryptocurrencies and Web 3.0 technologies in the region. Through a mix of documentary research, online surveys and a targeted interview with the Pao Tang app's founder, this study evaluates the factors behind the Pao Tang platform's success and contrasts it with digital practices in Switzerland. Preliminary outcomes reveal a pronounced knowledge gap in Thailand regarding decentralized technologies. With regulatory frameworks for Web 3.0 and digital currencies still nascent, this research underscores the need for further exploration, serving as a blueprint for shaping strategies, policies, and awareness campaigns in both countries.

翻译：泰国在新冠疫情社交距离时期推广的"抛堂"（Pao Tang）数字钱包，通过"孔拉克隆"（50-50共同支付）计划实施，展现出该国对数字金融工具的接受度，在短短三年内积累了逾4000万用户。然而，该平台的广泛采用并不能证实该地区对加密货币及Web 3.0技术具有普遍认知。本研究结合文献调研、在线问卷调查及对"抛堂"应用创始人的定向访谈，系统评估该平台成功背后的驱动因素，并与瑞士的数字实践进行对比。初步结果显示，泰国在去中心化技术领域存在显著知识鸿沟。鉴于Web 3.0及数字货币的监管框架尚处萌芽阶段，本研究强调进一步探索的必要性，并为两国制定战略、政策及认知提升计划提供基础框架。