Real-world visual question answering (VQA) may be context-dependent: an image-question pair could be under-specified, such that the correct answer depends on external information that is not observable in the image. In such cases, directly answering can lead to confident but incorrect predictions. We propose Clarify-or-Answer (CoA), an ask-or-answer agent that separately models the decision to ask or answer, and what to ask if needed. CoA first determines whether clarification is necessary; if so, it generates one or more clarification questions to iteratively enrich the context until ambiguity is resolved. To validate this framework, we introduce CONTEXTCLARIFY, a dataset of ambiguous VQA questions along with a contrast set of non-ambiguous questions. We further introduce GRPO-CR(Clarification Reasoning), a reinforcement learning approach that optimizes clarification question generation with multiple reward signals encouraging well-formed, focused, non-trivial questions that resolve ambiguity. Across three VLMs and three datasets, CoA achieves consistent improvements at both the module and system levels, with a single clarification turn providing substantial gains and recursive multi-turn execution offering modest additional improvements in select settings.

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