Large-scale video retrieval requires embedding models to encode long and diverse videos under tight visual-input and inference budgets. Existing methods typically sample a small, fixed set of frames at their original resolution, limiting temporal coverage and ignoring frame importance. Our empirical analysis shows that expanding temporal coverage improves retrieval even under a fixed visual-input budget. Gains are larger when the original per-frame resolution is preserved, highlighting the complementary roles of temporal coverage and spatial fidelity. Motivated by this finding, we propose AllocEmbed, an allocate-then-embed framework that reallocates a fixed visual-input budget across more frames. A lightweight allocator uses low-cost previews to assign frame-wise resolutions before the embedding backbone, preserving more detail where it most benefits retrieval while reducing visual cost elsewhere. We further introduce Retrieval-Driven Policy Optimization (RDPO), which learns the allocator directly from retrieval feedback using a rank-validated similarity gap and a confidence-guided efficiency incentive. Operating entirely before the backbone, AllocEmbed integrates with existing retrieval systems without modifying the embedding model or downstream pipeline. Experiments on the MMEB-V2 V-QA and V-RET tasks and our LongRet benchmark show that AllocEmbed achieves the best overall retrieval performance among the evaluated budget-matched methods and transfers across embedding backbones. Our code is publicly available at https://github.com/jinsong8/AllocEmbed.

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