Central Bank Digital Currencies (CBDCs) have been implemented by only a handful of countries, but they are being explored by many more. CBDCs are digital currencies issued and backed by a central bank. Consumer trust can encourage or discourage the adoption of this currency, which is also a payment system and a technology. This research attempts to understand consumer trust in CBDCs so that the development and adoption stages are more effective and satisfying for all the stakeholders.

翻译：央行数字货币（CBDCs）目前仅由少数国家实施，但更多国家正在探索中。CBDCs是由中央银行发行和支持的数字货币。消费者信任可以促进或阻碍这种既是支付系统又是技术的货币的采用。本研究试图理解消费者对CBDCs的信任，以便开发和采用阶段对所有利益相关者更加有效和满意。