This paper presents InsureConnect, a blockchain-based system for improving transparency, authentication, and auditability in property-insurance workflows after natural disasters. The system combines Self-Sovereign Identity (SSI), Decentralized Identifiers (DIDs), Verifiable Credentials (VCs), satellite imagery, Hyperledger Fabric, and IPFS to register identities, insurance contracts, and damage claims. Property images are stored off-chain in IPFS, while content hashes and signed records are maintained on a permissioned blockchain. Users interact with the system through a desktop application, while chaincode enforces role-based access control and validates digital signatures. The prototype was evaluated under concurrent request loads from 50 to 3000 requests, measuring latency, throughput, and dropped connections. The results indicate that the system sustains increasing throughput under load, although latency rises and dropped connections appear at higher concurrency levels.
翻译:本文提出InsureConnect——一种基于区块链的系统,旨在提升自然灾害后财产保险工作流程中的透明度、身份验证与可审计性。该系统融合了自主主权身份(SSI)、去中心化标识符(DID)、可验证凭证(VC)、卫星影像、Hyperledger Fabric及IPFS技术,用于注册身份、保险合同与损失理赔。财产图像存储在IPFS链下,而内容哈希与签名记录则维护在许可区块链上。用户通过桌面应用程序与系统交互,链码则强制实施基于角色的访问控制并验证数字签名。该原型在50至3000个并发请求负载下进行了评估,测量了延迟、吞吐量及掉线连接数。结果表明,系统在负载下能够维持吞吐量增长,尽管延迟上升且在高并发级别下出现掉线连接。