AI-driven education platforms have made some progress in personalisation, yet most remain constrained to static adaptation--predefined quizzes, uniform pacing, or generic feedback--limiting their ability to respond to learners' evolving understanding. This shortfall highlights the need for systems that are both context-aware and adaptive in real time. We introduce PAL (Personal Adaptive Learner), an AI-powered platform that transforms lecture videos into interactive learning experiences. PAL continuously analyzes multimodal lecture content and dynamically engages learners through questions of varying difficulty, adjusting to their responses as the lesson unfolds. At the end of a session, PAL generates a personalized summary that reinforces key concepts while tailoring examples to the learner's interests. By uniting multimodal content analysis with adaptive decision-making, PAL contributes a novel framework for responsive digital learning. Our work demonstrates how AI can move beyond static personalization toward real-time, individualized support, addressing a core challenge in AI-enabled education.

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