Multimodal retrieval-augmented generation (RAG) is often evaluated with clean evidence, yet real retrieval can return topically relevant but unreliable content: false text and misleading images from corrupted metadata, entity swaps, typographic overlays, semantic edits, adversarial patches, blends, or style transfer. We introduce QIMG-7, a controlled benchmark for multimodal retrieval pollution in multi-sentence factual QA, spanning four datasets, seven image-attack families, and 16 paired clean/polluted regimes, for 1,760 evaluation rows per method. Across four generator/gate stacks, naive multimodal fusion is brittle: in the main gpt-4o-mini stack, Full-MM support drops from 0.908 with clean text to 0.490 with polluted text, often making Parametric fallback safer than retrieval. We propose source-aware trust resolution (SATR), a training-free approach that compares Parametric, Text-only, and Full-MM candidate answers and selects among candidate answers or falls back based on source reliability. The Field-Selector variant achieves the best balanced score, 0.816, improving over Full-MM by 11.7 points and over the Cascaded Router by 2.7 points. Ablations show that, in this text-first setting, explicit text-reliability modeling is the dominant driver of these gains. Overall, in text-first factual QA with multimodal retrieval conflict, our results support selective trust rather than unconditional fusion. Artifacts are available at https://github.com/SaadElDine/Trust_Before_Fusion.

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