Understanding building facades is central to urban digital twins, heritage modelling, and sustainable city analysis, yet existing LiDAR benchmarks stop at geometry and semantic segmentation and offer little support for reasoning about the functional role of each architectural element. We introduce HFX3D, a large-scale urban facade benchmark of approximately 492 million LiDAR points from 26 buildings in Halifax, Canada, captured across four seasons, day and night, and varied weather. Each facade is annotated at three tiers, semantic, instance, and per-instance functional attributes, making it, to our knowledge, the first facade dataset to pair geometry and semantics with functional labels. Annotations are produced by a semi-automatic pipeline that combines geometry-guided heuristics with expert validation. We benchmark representative point-based, graph-based, convolutional, and transformer architectures and find that semantic segmentation is already challenging under severe class imbalance, while instance separation of repetitive structures and functional reasoning from geometry are substantially harder. The benchmark establishes a new foundation for function-aware 3D urban understanding. Project page: https://jijup.github.io/hfx3d-benchmark/ ; code: https://github.com/jijup/hfx3d-benchmark

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