Personalized image retouching aims to adapt retouching styles of individual users from reference examples, but existing methods often require user-specific fine-tuning or fail to generalize effectively. To address these challenges, we introduce \textbf{RefRetouch}, a general framework for personalized image retouching that instantly adapts to user retouching styles without any test-time fine-tuning. It employs an \textit{asymmetric auto-encoder} to encode the retouching style from paired examples into a content disentangled latent representation that enables faithful transfer of the retouching style to new images. To adaptively apply the encoded retouching style to new images, we further propose \textit{retrieval-augmented retouching} (RAR), which retrieves and aggregates style latents from reference pairs most similar in content to the query image. With these components, \textbf{RefRetouch} enables superior and generic content-aware retouching personalization across diverse scenarios, including single-reference, multi-reference, and mixed-style settings, while also generalizing out of the box to photorealistic style transfer.

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