Overparameterized networks often have ill-conditioned, saddle rich loss landscapes. They are usually trained with first-order methods that struggle on those landscapes, while many second-order methods stay infeasible at scale. Some scalable cubic methods replace the Hessian by a computationally cheap approximation and drop the exact block curvature. This paper introduces ARC-block, a blockwise adaptive regularization with cubics (ARC) optimizer. For each parameter tensor it minimizes a cubic model over the true block Hessian, with a per-block adaptive cubic constant and a monotone guard on the full loss. Large tensors are handled matrix-free in a Lanczos-built Krylov subspace. ARC-block's CubicKrylov subsolver's descent is monotone with a per-block cubic decrease bound. For exact steps, and for Krylov steps that meet the Cartis--Gould--Toint residual test, we provide an $\mathcal{O}(\sqrt{B}\varepsilon^{-3/2})$ sweep bound above a cross-block coupling floor. Another subsolver, ARC-$\varphi_1$, uses a trust-controlled exponential relaxation step. Among the cubic Newton methods evaluated here, these are the only ones whose steps stay exact on every parameter block (within the Krylov subspace), including on a $91.4$M-parameter implicit neural representation (INR). Run to convergence on FINER 2D image-fitting INR network, ARC-$\varphi_1$ reaches $133.5$ dB peak signal-to-noise ratio (PSNR), with no post peak collapse. Tuned Adam peaks at $78.2$ dB at $2{,}629$ s (step ${\sim}625$k, about $44$ minutes), further steps degrade its PSNR. On the same benchmark, SOAP, L-BFGS, and the scalable diagonal cubic method AdaCubic stay at or below Adam's $78.2$ dB peak. Over the benchmark's 20 images, run to a plateau rule, ARC-$\varphi_1$'s per-image PSNR has median $132.4$ and mean $131.5\pm3.3$ dB against tuned Adam's $72.8\pm4.5$ dB.

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