Streaming spoken agents may produce the correct final action after acting too early. Final-turn scores do not reveal whether each observed speech prefix supports an exposed action. We introduce the Partial Speech Action Contract for Turn Taking in Speech Language Models (PACT-SLM), a controlled test that assigns the first valid action time and evaluates both action identity and timing. In the primary test, 80 paired contrast groups from four held-out semantic families yield 1,600 prefix predictions across clean and 15 dB noise renderings. Using source-utterance semantic targets rather than counterbalanced branch codes, WavLM Base Plus reaches 26.03% pooled post-onset semantic-label accuracy (95% group-bootstrap interval [22.14%, 29.68%]), exposes an action on 18.99% of pre-onset prefixes, and predicts 5.94% of complete trajectories exactly. Its pooled label score is at the 96th percentile of 100 within-prefix label permutations, below the 97.5th-percentile reference (26.73%). It exceeds matched text, scalar-acoustic, and shuffled-representation probes in pooled post-onset label accuracy. Elapsed time is more onset-exact (36.25% versus 23.13%) but less accurate about action identity (9.92% versus 26.03%). These results motivate separate measurement of action identity and onset timing in partial-speech evaluations.

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