AI companion chatbots are increasingly used by vulnerable individuals, including adolescents in suicidal crisis, for emotional support. Existing safety evaluations focus on base models, leaving gaps in product-level assessment, crisis-stage sensitivity, and comparisons between companion apps and general-purpose LLMs. We introduce MIRROR-Eval (Multi-turn Interaction Risk Review: Observing suicidal-crisis Responses), a dataset of 960 annotated 20-turn conversations across eight deployed platform configurations, six clinically grounded personas, and two crisis stages: ideation and explicit planning. An LLM-as-a-Judge pipeline applies an expert-reviewed rubric covering user risk severity, chatbot risk awareness, and intervention behavior. We observe a three-tier harm structure: companion apps (Character.AI and Replika) and Grok 4.3 form a high-harm tier; Gemini 3.1 Pro is mid-range; GPT-5.5 and Claude Sonnet 5 show substantially lower harm. At planning, companion apps show increased glorification and normalisation, advancement toward harmful action, and harmful methods and instructions. Crisis recognition and empathetic language do not ensure safe responses. These findings highlight the need for product-level safety evaluation across crisis stages. Dataset and code: https://huggingface.co/datasets/imda-biztech/MIRROR-Eval. Warning: this paper includes examples that may be offensive or harmful.

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