Vision-Language Models (VLMs) map complex visual inputs to semantic spaces, but interpreting the cross-modal reasoning of VLMs currently relies on post-hoc explainers evaluated via unimodal perturbation metrics. We expose a limitation in this paradigm: because multimodal datasets contain language priors and modality biases, VLMs frequently exhibit cross-modal redundancy, allowing them to answer visual queries using text alone. Consequently, unimodal metrics penalize faithful explainers, triggering an evaluation collapse where visual and textual rankings fundamentally contradict each other. To resolve this, we introduce Synergistic Faithfulness ($\mathcal{F}_{syn}$), a scalable metric rooted in the Shapley Interaction Index that strictly isolates the joint Harsanyi dividend between modalities, serving as a highly accurate surrogate ($ρ= 0.93$) while achieving up to $88\times$ computational speedup. Evaluating 9 distinct XAI methods across 3 VLM architectures and 3 benchmark datasets, reveals that explainers proposed for VLMs heavily over-index on visual salience and significantly underperform adapted attention-based methods in capturing true cross-modal synergy. By decoupling visual plausibility from cross-modal faithfulness, this work provides a rigorous evaluation framework required to safely audit VLM reasoning in high-stakes deployments. Code: https://github.com/serval-uni-lu/xai-vlms-benchmark

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