The paper examines financial management challenges faced by organizations operating under remote and hybrid work models. It investigates how these flexible arrangements influence budgeting, reporting, and financial transparency in distributed teams. Using a quantitative survey of managers, HR staff, and finance professionals, the study analyzes the role of digital tools, communication, and organizational practices in shaping financial outcomes. Results indicate that remote and hybrid work can improve budget control and process transparency through the use of ERP systems and digital workflows. However, forecasting accuracy and interdepartmental communication remain major challenges, particularly in organizations with insufficient digital integration. Respondents also reported lower stress levels and improved work-life balance, suggesting potential well-being and productivity benefits. The paper recommends that companies enhance digital infrastructure, adopt advanced analytics for forecasting, and develop clear communication frameworks supported by employee well-being programs. The study contributes original empirical evidence on financial management in flexible work environments, offering practical insights for leaders navigating the digital transformation of finance.

翻译：本文探讨了在远程与混合工作模式下运营的组织所面临的财务管理挑战。研究分析了这些灵活安排如何影响分布式团队的预算编制、财务报告及财务透明度。通过对管理人员、人力资源专员及财务专业人员的定量调查，本研究剖析了数字化工具、沟通机制及组织实践在塑造财务成果中的作用。结果表明，通过采用ERP系统与数字化工作流，远程与混合工作模式可提升预算控制与流程透明度。然而，预测准确性及跨部门沟通仍是主要挑战，尤其在数字化整合不足的组织中更为突出。受访者同时反馈压力水平降低且工作与生活平衡改善，暗示了潜在的员工福祉与生产力收益。本文建议企业应加强数字化基础设施、采用先进分析技术辅助预测，并建立以员工福祉计划为支撑的清晰沟通框架。本研究为灵活工作环境下的财务管理提供了原创性实证证据，为引领财务数字化转型的管理者提供了实践启示。