Long-context LLMs and Retrieval-Augmented Generation defer state tracking and evidence consolidation to query time, which is brittle when facts evolve and answers depend on latent states. We introduce Unified Memory Agent (UMA) for a one-to-many setting: query-agnostic external memory is constructed once from a stream and reused across multiple future QA sessions. A single policy maintains a structured Memory Bank through CRUD operations and answers using both the Memory Bank and raw context. Task-Stratified GRPO uses the mean reward of QA trajectories branching from each sampled memory state to supervise memory maintenance, while normalizing memory and per-question QA groups separately. We also introduce Ledger-QA, a diagnostic benchmark for long-horizon state tracking over accumulated updates. At the 16k budget, UMA-Generalist achieves the highest average score among compared methods across the test-time-learning and accurate-retrieval benchmarks and transfers to Ledger-QA without task-specific training; UMA-Specialist further improves long-horizon tracking after task adaptation. These results support learned proactive memory management for long-context reasoning.

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