Identifying and then implementing an effective response to disruptive new AI technologies is enormously challenging for any business looking to integrate AI into their operations, as well as regulators looking to leverage AI-related innovation as a mechanism for achieving regional economic growth. These business and regulatory challenges are particularly significant given the broad reach of AI, as well as the multiple uncertainties surrounding such technologies and their future development and effects. This article identifies two promising strategies for meeting the AI challenge, focusing on the example of Fintech. First, dynamic regulation, in the form of regulatory sandboxes and other regulatory approaches that aim to provide a space for responsible AI-related innovation. An empirical study provides preliminary evidence to suggest that jurisdictions that adopt a more proactive approach to Fintech regulation can attract greater investment. The second strategy relates to so-called innovation ecosystems. It is argued that such ecosystems are most effective when they afford opportunities for creative partnerships between well-established corporations and AI-focused startups and that this aspect of a successful innovation ecosystem is often overlooked in the existing discussion. The article suggests that these two strategies are interconnected, in that greater investment is an important element in both fostering and signaling a well-functioning innovation ecosystem and that a well-functioning ecosystem will, in turn, attract more funding. The resulting synergies between these strategies can, therefore, provide a jurisdiction with a competitive edge in becoming a regional hub for AI-related activity.

翻译：对于任何希望将人工智能整合到其运营中的企业，以及寻求利用人工智能相关创新作为实现区域经济增长机制的监管机构而言，识别并实施针对颠覆性人工智能新技术的有效应对措施都极具挑战性。鉴于人工智能的广泛影响，以及围绕此类技术及其未来发展和效应的多重不确定性，这些商业和监管挑战尤为显著。本文以金融科技为例，提出了两种应对人工智能挑战的有效策略。首先，动态监管，其形式包括监管沙盒及其他旨在为负责任的人工智能相关创新提供空间的监管方法。一项实证研究提供了初步证据，表明采取更积极主动的金融科技监管方式的司法管辖区能够吸引更多投资。第二种策略涉及所谓的创新生态系统。本文认为，当此类生态系统能为成熟企业与专注于人工智能的初创公司之间的创造性伙伴关系提供机会时，其效能最高，而成功创新生态系统的这一方面在现有讨论中常被忽视。文章指出，这两种策略相互关联，因为更多的投资既是培育和标示一个运作良好的创新生态系统的重要因素，而运作良好的生态系统反过来又会吸引更多资金。因此，这些策略之间产生的协同效应，能够为一个司法管辖区在成为人工智能相关活动的区域中心方面提供竞争优势。